Loan Against Securities

Life's twists and turns are hardly predictable. And, often they make us sacrifice our future goals to meet the needs of our present.Our Loan Against Securities (LAS) offers you a wonderful opportunity to take care of your financial needs without liquidating your investments. It gives you the freedom to enjoy the double benefit of getting quick liquidity on your securities, while you continue to earn returns on them.

The Symbiosis Corporate Advisior Capital Advantage

Loan Amount:

Loan Against Securities is offered on approved Scripts and Mutual Funds to the extent of up to 50% of the market value and Mutual Funds to the extent of up to 70% of the Net Asset Value (NAV).

Low Interest:

The interest in loan against securities is charged only on the amount utilized and not the entire loan

Repayment:

Only the interest needs to be repaid monthly via ECS or PDCs. The principal needs to be repaid at the end of the term.

Overdraft:

Loan against security amount is also available as an overdraft facility.

Additional Finance:

You have the option to avail additional finance on your loan against securities by pledging more shares, mutual fund units or securities.

Security Swap:

You have the flexibility to swap securities as per your outlook on the stock market while enjoying the benefits of dividends, bonus and rights issues.